Field Notes

Buying a Condo? How to Spot HOA Special Assessment Risks

Freddie Sahhar

Published on: 27/09/2026

Buying a California condo? Learn what to look for in HOA documents, reserves, meeting minutes and SB 326 reports before removing your contingency.

HOA documentsspecial assessment condobuying a condo in CaliforniaHOA special assessmentHOA document reviewCalifornia condo buyerHOA meeting minutesHOA reserve studySB 326 inspectionCivil Code 5551condo special assessmentHOA financial statementsbuying a condo San Diegocondo due diligenceHOA reservesHOA DocumentsCondo BuyingSpecial AssessmentsHOA ReservesSB 326California CondosSan Diego Condo Buyers

Your Home Insurance Policy Might Not Cover What You Think It Does

Freddie Sahhar

Published on: 07/09/2026

A recent survey found 41% of homeowners haven't updated their coverage in over a year, and one in three who filed a claim said it fell short. Here's your reminder to check your policy in San Diego before you need it.

homeowners insurance reviewhome insurance coverage gapannual insurance checkupSan Diego homeowners insuranceis my home insurance enoughupdate home insurance policy

43% of Homeowners Are Equity Rich. Here's What That Means for You.

Freddie Sahhar

Published on: 31/08/2026

New data shows nearly half of all mortgaged homes in the U.S. are equity rich. If you own a home in San Diego, here's what that means for your options.

home equityequity richSan Diego real estatemortgage rate lock-inshould I sell my homehome equity optionslock-in effecthomeowner equity